2025 Tax Refund Schedule: When Will You Get Your Money?
As tax season kicks off, many taxpayers are wondering, "When will I get my tax refund?" In this article, you'll find an estimated tax refund schedule based on our extensive experience in the field.
When Can You Expect Your Refund?
The timing of your tax refund depends on several factors, including when you file your tax return, how you file (electronically or on paper), and whether you claim certain tax credits like the Earned Income Tax Credit (EITC) or the Child Tax Credit (CTC).
In general, taxpayers who file electronically can expect to receive their refund within 10 to 21 days.
2025 Tax Refund Schedule
Here’s an estimated timeline for tax refunds based on when the IRS accepts your tax return:
| IRS Acceptance Date | Estimated Direct Deposit Date | Estimated Mailed Paper Check Date |
|---|---|---|
| January 27, 2025 | February 7 | February 14 |
| February 3 | February 14 | February 21 |
| February 10 | February 21 | February 28 |
| February 17 | February 28 | March 7 |
| February 24 | March 7 | March 14 |
| March 3 | March 14 | March 21 |
| March 10 | March 21 | March 28 |
| March 17 | March 28 | April 4 |
| March 24 | April 4 | April 11 |
| March 31 | April 11 | April 18 |
| April 7 | April 18 | April 25 |
| April 14 | April 25 | May 2 |
Reasons for Tax Refund Delays
If your tax refund is delayed, it could be due to:
Claiming certain tax credits, such as EITC and CTC.
Filing your tax return by mail instead of electronically.
Having outstanding government debts.
You can use the "Where's My Refund?" tool on the IRS website or download the IRS2Go app to track your refund status.
What if You Can't File Your Return by April 15?
If you need more time, you can file for an extension using Form 4868, giving you until October 15, 2025. However, if you owe taxes, you'll need to pay them by April 15 to avoid penalties.